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Second Floor
Provincial Administration Center
Aguinaldo Street-North Capitol Road
Bacolod City, Negros Occidental
Philippines 6100
Provincial Plant Nursery
Barangay 21, Victorias City

Provincial Plant Nursery
Barangay Carabalan
Himamaylan City

Integrated Correctional Agricultural Technology (ICAT) Center
Barangay Tabunan, Bago City

Research Development and Laboratory Support Services
Cor. South Capitol Road-Gatuslao Street Bacolod City

Provincial Marine Bio-toxin Laboratory Testing Center
Cor. South Capitol Road-Gatuslao Street Bacolod City

Agri Personnel Briefed on P5M ‘Negros First’ Crop Insurance

Crop insurance regional representatives gave personnel of the Office of the Provincial Agriculturist as well as municipal and city agriculturists an orientation on the P5 million ‘Negros First’ Universal Crop Insurance Program (NFUCIP).

Joseph Cajilo, chief of the Philippine Crop Insurance Corporation (PCIC) Claims and Adjustment Division, said NFUCIP will help farmers recover immediately from crop losses due to calamities such as plant diseases, pest infestation, typhoons, floods, drought, earthquake, and volcanic eruption. NFUCIP will ensure that farmers’ investments are protected, he added.

Jose Ma. Torres, Jr., PCIC Insurance Underwriter, said the orientation taught NFUCIP implementers on how to teach farmers in applying for crop insurance and on how they could claim and use their insurance coverage properly.

Provincial Agriculturist Igmedio Tabianan said NFUCIP is a Food Security program of Gov. Alfredo Marañon, Jr. and Vice Gov. Genaro Alvarez, Jr. under the ‘Negros First’ Priority Development Agenda.

Cajilo said PCIC targets to enroll an initial 10,000 rice farmers under NFUCIP. PCIC is giving farmers in Negros Occidental a discounted premium rate of 4.75%, with P17,680 of coverage per hectare per cropping.

He said the crop insurance premium of P840 per hectare per cropping will be paid in a counter-parting scheme upon enrolment, with P340 to be paid by the farmer and P500 to be paid by NFUCIP.

“To sustain the program, farmers will be required to pay one sack of 40 kilograms of dried palay to NFUCIP through the Barangay Extension Volunteers for Agriculture (BEVOs) after harvest when there is no calamity, said Tabianan.

Said palay will be processed into rice and sold to the public to generate income. The proceeds will be remitted to the Provincial Treasurer’s Office (PTO) for the NFUCIP account to be used again to pay the insurance premiums on the succeeding cropping, he said.

Torres said farmers can get their claims from PCIC through an ATM machine using the NFUCIP card.

He added that, at present, only about 400 farmers in Negros Occidental have PCIC crop insurance. They are the rice growers of the Negros Kabisig Livelihood Foundation in Brgy. Busay, Bago City and the members of the San Enrique Multi-purpose Cooperative in San Enrique. The latter is being assisted by the Land Bank of the Philippines.

Cajilo said in the Western Visayas region, Iloilo province has the most number of farmers insured with PCIC, with more than 3,000.

PCIC is a government-owned and controlled corporation attached to the Department of Agriculture mandated to provide insurance protection to the country’s agricultural producers particularly the subsistence farmers against crop losses and non-crop agricultural asset losses. (vishia tolcidas-FITS-OPA-Negros Occidental)